1) This is a fair summation of the problem. However, it ignores the fact that we will not even begin to accumulate this debt until, by Social Security's own estimates, the 2040's. For the next 30 or so years, we can safely predict that the program will continue to spend money it already has (in the trust fund built up over the past few decades), giving us more time to solve the eventual accumulation of debt than you seem willing to allow. 2) I completely agree that we already know our options and the solution is to compromise on one or more of these. 3) The number of workers paying for each retiree is a hollow rhetorical point with little direct bearing on how Social Security works. It means something only when combined with the increasing productivity of each worker, which explains how we can currently fund Social Security with only three workers per retiree as compared to the twenty-plus when the program was created. 4) Again, I agree to the principle, but again, we're talking about changes that are not necessary for at least thirty years, giving us plenty of time to compromise on them and phase them in even if we don't act today or tomorrow or even next year. 5) See above. 6) I really like this point, as I think it gets to the heart of the political matter. Speaking as the twenty-five year-old child of Boomers that I am, allow me to say that your retirement benefits are already covered by money in the proverbial bank (again, by the trust fund), and that I wouldn't want or expect my parents to see any further adjustments to their impending retirement. Moreover, I have complete faith in my peers and those currently in their 30's and 40's to come to a fair compromise regarding our own eventual retirements and the minor adjustments that we will need to make over the next twenty years or so. In the meantime, we merely ask that you Boomers focus your energies upon the slightly bigger debts you plan to leave on our tab: In particular, the $2 trillion wars you've decided to fight with no idea of how to pay for them and the rapidly escalating medical costs you plan to accrue over the next few decades.