Many Urban Poor File Their Taxes Early, Use Rapid Refunds

By :: April 18th, 2011

An interesting blog from my Urban Institute colleague Brett Theodos on the use of refund anticipation loans and refund anticipation checks among low-income tax filers: 

It’s tax day, and gauging by past years, nearly 20 percent of us have yet to file. But something very different is going on for low-income families. Many were among the first to file, even giving up 5 percent of their refund to get their money sooner. These families relied on Refund Anticipation Checks (RACs) and Refund Anticipation Loans (RALs), controversial financial products (more)...


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